When a downloaded transaction doesn't match an existing charge, create a charge to match it and add it to your register.
A charge from a liability account is a Money Out transaction. Why? A charge decreases the amount of money available to you and increases your liability.
To do this task
Click an unmatched charge in the Downloaded Transactions pane with an amount in the Inc column.
Click the Payee drop-down arrow and select a QuickBooks payee name.
To enter a new payee into QuickBooks, click Add New in the list, click Vendor and OK, and then add a new vendor.
If you want to split the transaction, change the date, or add a memo, click Show splits, memo, date, number.
To enter splits, click a row in the Expenses table, and then click each field in the row to select or add the information about each split.
Click Add to QuickBooks.
The charge is added to your register.
Overview of matching downloaded transactions to ones in QuickBooks
Add multiple transactions to QuickBooks
Manually match transactions
Unmatch a transaction
Record a deposit or expense
Record a bill payment
Record a credit card charge, payment, or credit
Record a liability account payment