eChecks (by phone or with signed authorization) and scanned checks (ACH transactions) are typically funded to your bank in 1-2 business days (depending on your service agreement) and provided you process checks before the daily cutoff time of 1:00 p.m. PST.
Funding may take longer than 1-2 business days if check amounts exceed the processing limits approved for your account or if there are other risk factors. If you have questions about funding for a particular transaction, please call Customer Support at (800) 558-9558.
E-Checks by phone or with signed authorization. When you process an E-Check by phone or with signed authorization, each payment is processed immediately, one at a time. Your bank account will show all the phone payments for a day as a single lump sum deposit. You can check the funding status of transactions 24x7 in the Merchant Service Center.
Scanned paper checks. Scanned paper checks are processed in batches. You can send multiple batches in a day (each scanning session is a single batch). If you submit three batches of scanned checks in a day, your bank account will show three deposits. You can check the funding status of transactions 24x7 in the Merchant Service Center.