With the online banking service (also called online
account access), you can download transactions
from your financial institution or credit card provider
into QuickBooks. Then you can see what transactions
have cleared your account, find out your current
balance, and add transactions that have been processed
but aren't in QuickBooks yet.
Financial institutions provide different levels of online banking service. Some do not offer it at all. Others provide enhanced services, such as allowing QuickBooks to transfer money between two online accounts. Check with your financial institution to see what services it offers.