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Should I create a password?

This is optional.

If multiple users will access your QuickBooks company information, you should create an Administrator account and password. If you are a one-person company and you will be the only person managing your company information in QuickBooks, you do not need to create an administrator password or other user accounts.

The QuickBooks Administrator has access to features that no other user can be granted, like setting up other users.

Passwords limit access to your company data. To open a file protected by passwords, each person must enter not only his or her user name but also a unique password.

Note: Passwords are case-sensitive.

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